Budgeting Loans in Northern Ireland

Budgeting Loans are interest-free loans from the social fund available for people receiving certain benefits for at least six months. A Budgeting Loan can pay for:

  • furniture and household items
  • clothing
  • rent in advance
  • moving costs
  • costs while seeking employment
  • travel costs within the UK
  • maternity costs
  • funeral costs, and
  • home improvements, maintenance and security for your home.

Contact the Social Security / Jobs & Benefits Offices for more information on Budgeting Loans and eligibility criteria.

Who can help?

The Royal British Legion is a charity supporting members of the Armed Forces community in the UK. They offer information and advice on benefits and other money matters, including Budgeting Loans.

Seafarers' Advice and Information Line (SAIL) is the only Citizens Advice dedicated to Naval Service Veterans. They provide expert telephone and email advice. They can help you apply for a budgeting loan. For support, visit their website.

How to apply

To apply for a budgeting Loan, contact your nearest Social Security or Jobs & Benefits office and ask them to send you a claim form. For more information about applying, see the NI Direct website.

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